Disclosures

Disclaimer

All loan approvals are conditional, not guaranteed, and subject to lender review of all information. A loan is conditionally approved when the lender has issued an approval in writing, but until all conditions are met, a loan cannot be funded. Specified rates may not be available for all borrowers. Rates are subject to change without notice based on applicant's eligibility, interest rates, program guidelines, and market conditions. PMF, Inc. is an Equal Opportunity Mortgage Broker headquartered in Tampa, Florida. This licensee is performing acts for which a mortgage broker license is required. PMF, Inc. is licensed by the Florida Office of Financial Regulation, NMLS# 1980. PMF, Inc. is approved to originate Conventional, FHA, VA, and USDA loans, and has the ability to broker such loans to Conventional, FHA, VA, and USDA approved lenders. PMF, Inc. is not acting on behalf of or at the direction of HUD/FHA or the VA.

Publisher and licensing

LendingTheDream.com is published by PMF, Inc. d/b/a Pioneer Mortgage Funding, NMLS #1980 · Branch NMLS #2681379 · Mortgage Loan Originator: Brendin Straubel, NMLS #1757609 · 401 E Jackson St, Suite 2340, Tampa, FL 33602 · 813-728-7764 · bstraubel@pmfmortgage.com. Verify licensing at nmlsconsumeraccess.org.

Rates and advertising

This site does not publish rate quotes. Not a commitment to lend. All loans are subject to credit approval and program guidelines. Terms and availability are subject to change without notice. Your rate will depend on credit score, loan-to-value ratio, loan type, property, occupancy and other factors. Any quote you receive from PMF, Inc. will be delivered on a Loan Estimate as required by federal law. Where an advertisement states a rate, the annual percentage rate (APR) and the assumptions used will be stated with it, in accordance with Regulation Z. Payment estimates produced by calculators on this site are for illustration only, use figures you enter, and are not an offer of credit.

Assistance programs

Down payment assistance programs described on this site are administered by government agencies, not by PMF, Inc. Program terms, income limits, purchase price limits, and funding availability change without notice and are determined solely by the administering agency. Descriptions on this site are informational summaries as of their stated date, not program offers, and eligibility is determined by the administering agency.

Relationship disclosure

All inquiries submitted through this site are answered by the mortgage loan originator named above at PMF, Inc. PMF, Inc. is not acting on behalf of or at the direction of HUD/FHA or the VA.

Words we do not use

To avoid implying an approval, a commitment, a comparison service, or a counseling relationship that does not exist, this site does not describe rates or its services with the following words: guaranteed, lowest, as low as, pre-approved, you qualify, independent, unbiased, marketplace, counselor, advisor. An automated check runs on every build to enforce this.

Equal Housing Opportunity

PMF, Inc. is an Equal Opportunity Mortgage Broker and complies with the Fair Housing Act and the Equal Credit Opportunity Act.